Dental, Disability, Life & ADD Insurance
Dental Insurance ~ Humana
Cleanings & X-Ray paid at 100%; $50 deductible; 80% co-pay for basic services; 50% co-pay for major services. Eligible after first month of employment.
Disability (Income Protection) ~ Assurant
- Long Term Disability Plan paid by DFS. Pays 60% of salary up to $6,000/mo. max for a benefit period duration up to age 65. (Elimination period of 90 days applies) Eligible after 1 year of employment..
- Short Term Disability Pays up to 60% of salary for maximum of 13 weeks' disability. (Elimination period of 8 days applies)
DFS pays life insurance for those with Health & Dental Plan - $25,000 Life Insurance & $50,000 Accidental Death & Dismemberment. Voluntary Life Insurance – Guaranteed Issue Amount $100,000 (No medical exam required). Eligible after first month of employment. Other Life Insurance options are available.




